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Law Office of Simmons & Purdy 2425 Porter Street, Suite 10 Soquel, California 95073 Tel: (831) 464-6884 ∙ Fax: (831) 464-6886

Law Offices of Simmons & Purdy
Home Loan and Predatory Lending Attorneys

Do you feel as though a lender has taken advantage of you on a loan? Is your lender unresponsive to your requests for information about your loan?  Are you unsure if you have any legal remedies against a possible foreclosure?  If so, the Law Offices of Simmons & Purdy can help. Our Santa Cruz predatory lending attorneys provide legal representation to borrowers who are facing problems with their mortgages, a possible foreclosure or any other lending issue.  To schedule an appointment with an experienced California predatory lending lawyer, contact us today.

Epidemic Proportions

In the last 15 years there has been a dramatic increase in the refinancing of California residences.  In recent times, home loans have become more complicated and are very hard for the typical borrower to understand.  Due to the potential for lucrative profits, thousands of new mortgage brokers have popped up throughout California.  Not all of these mortgage brokers/sales persons are able to accurately describe the various lending programs available to borrowers.  Additionally, not all lenders follow Federal and California State lending laws.

Fight Back … with Simmons & Purdy

At the Law Office of Simmons & Purdy, our Mortgage Lending Law Attorneys help people who have borrowed money, secured by their homes, to protect their rights.  There are state and federal statutes (such as the Federal Truth in Lending Act (TILA)) that make certain lender practices illegal. If you believe a lender has been breaking the law … or if you are facing a potential foreclosure, the predatory lending lawyers at the Law Office of Simmons & Purdy can provide you the legal guidance you need to fight back.

Simmons & Purdy Can Handle it All

Our lending law attorneys help borrowers in situations where they have been victimized by lenders.  We represent borrowers with any residential home loan lending issues:

• Prepayment Penalties
• Foreclosures
• Incorrect Loan Information
• Property Tax Impound Accounts
• Misleading Interest Rates
• Balloon Payments
• Loan Servicing Issues
• Forced Placed Insurance 
• Notices of Default
• Loan Payment Defaults
• Usury
• Equity Sales Agreements

If a lender is taking advantage of you, our California predatory lending attorneys are devoted to home loan and lending law issues and can provide you the legal guidance you need.  If you have a mortgage, foreclosure, or loan issue that needs resolution, in San Francisco, Oakland, Sacramento, Santa Cruz, or Los Angeles contact the Law Office of Simmons & Purdy today.  We represent borrowers throughout central California, including Oakland, San Francisco, Sacramento, and Santa Cruz, as well as anywhere else in California.

Law Office of Simmons & Purdy
2425 Porter Street, Suite 10
Soquel, CA 95073
Tel: (831) 464-6884
Fax: (831) 464-6886